12 Months, No Interest
Apply today and take your time to pay. With promotional financing, major purchases don't have to wait — get what you want now and pay over time.
*Subject to credit approval.
No Credit Needed
Keep moving forward with payment options that don't require a credit score. Fast application, flexible payment schedules, and easy payoff options.
*Approval is possible without a credit score, but credit may be checked. Terms and conditions subject to change.
Shop Now, Pay Later
Get the furniture and mattress you need today with flexible lease-to-own financing. No big commitment upfront — just simple payments over time.
*Terms apply.
FAQs
Financing Questions, Answered
Do I need good credit to qualify?
Do I need good credit to qualify?
Not necessarily. Synchrony Financial requires credit approval, but American First Finance and Snap Finance offer options with no credit score required. We'll help you find the plan that fits.
How fast is approval?
How fast is approval?
Most applications are approved within minutes. You can apply online before you even visit the showroom.
Can I pay off my balance early?
Can I pay off my balance early?
Yes. Paying in full within the promotional period on select plans means no interest. Contact us or your financing provider for early payoff details.
What if I have questions about my application?
What if I have questions about my application?
Reach out to us directly at 218-626-7504 or contact your financing provider — Synchrony, American First Finance, or Snap Finance — using the Apply Now links above.
All Financing, No Surprises
We accept major credit cards, Apple Pay, Google Pay, Shop Pay, and cash in store. Minimum purchase requirements may apply depending on the financing promotion — contact us for current offers and qualifications.